Tutorial Class - Davao City

One to one Tutorial Class for  (3years Old minimum age ) Pre - School - Secondary and or Koreans, Japanese or Chinese. 


Language of teaching : English /Bisaya /Tagalog depends on your preference.
Subject : English and Math
Time: To be arranged depending on your availability.
Location : My house or Students' house depending on your preferences
Class Starts :   Can Start May 2012 and onwards.

Time Slot is first come first serve.

If  you wish to enroll and see my qualification please email me : madachal.sos@gmail.com

Address: Buhangin, Davao City.

Mobile No.: +63 9472699908 / + 63 9167788846  

 Contact Person : mae

Budget Plan for newly wed

Me and my husband have just finished our timing and budget plan for the year.

We have run through and evaluated some of those budget which we were not able 

to realize when we wrote it last month. We have little discussions and took into record the things that we planned to have this year. We took notes some of the events that would affect the normal flow of our budget for the year.

We considered the following as very vital to our budgeting.

1. Food 

2. Appliances needed and utensils

3. House, current and water bills

4. Savings

I believed that taking down notes of our budgets and plans were very helpful.

These were our guide to work hard and would shadow the fruit of our labors.

Though we do not have kids yet, but I believed it was a good start to have a peaceful family life. Since it had been said that financial lack and lack of  financial wisdom were some of the factors why there were broken families.