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Sunday, May 26, 2013

A first time mother's prayer

Dear Lord,

I am writing you today, because I need more patience to become a good mother to my son.
Please bless my hands that will give comfort every time he cries, a cuddle that will make him
sleep so tight,a voice that gives him joy.Please give me strength that when he is not feeling well, I can still compose myself. Please give me courage that when I feel tired, I can still smile.
Please give me compassion that when I feel like giving up, I can still lift my spirit and can still take care of him with love and joy.  Amen...

Wednesday, May 22, 2013

What are the requirements for opening a Juniors Savings Account for a baby with the BDO?


The requirements for opening a Juniors Savings Account  for a baby with the BDO.
1. 2 PCs 1X1 photo of  the mother
2. 2  PCs 1x1 photo of  baby
3. Babies  birth certificate.

With all these three requirements you will have your baby's savings pass book in an hour that is after filling all
their application forms.

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How did I open a savings bank account for my 4 month old baby

As a first time mom, I discovered that having a baby is really expensive, we have so much expenses to think of , his diapers, his food, his milk, his clothes, his toys, his health, his bath soap and others, we could not just take for granted on buying those things that they need because it is our obligation to take care and see to it that their needs are well provided and nonetheless because simply as a parent we truly love them and want the best for them.Our obligation is a continuous process  and we think of their future most specially sending them to school and all these things involved money. That is why, me and my husband thought of opening a savings account for our baby, to secure his future most especially his education. Moreover, in times of needs it would not be a pressure for us to lend a money because we have already saved money for our baby's expenses. Thanks to BDO with just 500 PHP I have opened a savings bank account for my four month old baby. It was called Juniors Savings Account (Passbook) since my baby is still zero years old. I only paid 500 PHP for the maintaining balance. It was a quick an hour process and I have a savings bank account for my baby. Now. I can start saving for my baby with 500 PHP  or more per month is good enough.

What are the requirements for opening a bank account for a baby with the BDO
1. 2 PCs 1X1 photo of  the mother
2. 2  PCs 1x1 photo of  baby
3. Baby's  birth certificate.

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Saturday, May 18, 2013

Importance of Customer Service

I was in the bank this morning because I wanted to open a bank account for my baby and mine too. I was next to the woman who was also filling in the application form. Only the two of us were their customers at that time. The customer service en-charge was very busy doing her own stuff, while waiting for that woman to finish filling in her application form. I approached the en charge
Me: I will open a bank account, how can I do it? "
En charge: Stating all the requirements.
Me: OK, I have them all with me.
En-charge: ma'am' she is still filling in the form ( referring to the other customers) let us just wait for her to finish.
Me: so I waited-but It was almost 20 minutes of waiting and they were not yet done.
I approached the en-charge "miss can I fill in the form? ( I was thinking that I can fill in the form in the other table, while waiting for the first customers )
En-charge: hmm ma'am' the first customers is still filling in the form
Me: I am running out of time, I still have things to attend to and I left with my disappointment .
The thing was that the customer service in-charge, didn't think of another way to make me  feel important or even just value my time of  choosing their bank. I believe that this person should know how to make things done quickly even if they have lots of customers. To my disappointment I can tell my friends not to choose that bank  for entrusting their money and me not to go back into that bank anymore.

After being very disappointed I went to  BDO, I was very amazed how they value their customers. The ambiance inside the bank was very friendly and their setting was spacious, which was very relaxing  Very nice office arrangement and excellent customer service, in 20 minutes I have my baby's  Junior Savings Account  opened.

What are the requirements for opening a bank account for a baby with the BDO?